Can Automist help reduce my home insurance premium?
Possibly. While home insurance discounts or "policy credits" are determined case by case, Automist has been successfully used to secure coverage and lower premiums for high-value homes, particularly in wildfire-prone areas and public protection classification (PPC) 10 risk classifications.
With increasing wildfires and extreme weather events, insurers are tightening coverage, and automatic discounts for fire protection systems are becoming less common. However, Automist has been recognized by insurers as an effective loss mitigation solution, not just reducing fire damage but also minimizing water damage, which is a significant cost concern for insurers. In some cases, having Automist has been the deciding factor in obtaining coverage.
Plumis is actively working with insurers to expand recognition of Automist’s benefits. As more data becomes available, insurers may broaden discounts for homes equipped with Automist, particularly in high-risk zones where securing affordable insurance is becoming increasingly difficult.
To determine if Automist can help lower your premium, consult your insurer and highlight its UL Listing, water efficiency, and ability to mitigate total loss in a fire.
